Head of Transport Legal

End Date

Wednesday 01 October 2025

Salary Range

£154,369 – £181,610

We support flexible working – click here for more information on flexible working options

Flexible Working Options

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Job Description Summary

JOB TITLE: Head of Transport legal

SALARY: £154,369 – £181,610

LOCATIONS: Halifax, Bristol, Cardiff, Chester, Edinburgh and Leeds

HOURS: Full-time

WORKING PATTERN: We’re looking for a candidate that is based in one of our hub sites; Halifax, Bristol, Chester, Leeds, Edinburgh and Cardiff but with the occasional need to travel to Manchester. We work flexibly and embrace hybrid, being in the office for two days (40%) per week. The role will involve some occasional travel across our UK team sites.

Job Description

About this Opportunity

We’ve an exciting opportunity for you to join the Legal & Secretariat (L&S) Extended Leadership Team as the Head of Transport Legal. In Legal and Secretariat, our priority is advising on legal and governance issues, so that together we can keep supporting our customers and communities. We do this by making sure our Legal & Secretariat Community has the best people, doing the right things, to support delivery of our Group strategy – to grow, focus and change so that we can Help Britain Prosper. Consumer Legal supports key LBG business units with a hands-on strategy role in a lively and dynamic environment.

Reporting to the Consumer Legal General Counsel, you’ll lead, empower and mentor your team to deliver legal advice to the Transport and wider Consumer Lending business. We’re transforming our business to deliver customers a first-class digital experience backed with great channel assistance and data insights. We aim to deepen relations with our customers in all segments with pace and agility.

You’ll work collaboratively with other Legal teams (this is a team sport) to provide advice on specialist legal topics. Our aim is to provide risk advised, pragmatic and commercial options to business leaders to allow them to make strategic decisions to grow businesses. It is an exciting time to join the team as we embrace agile methodologies and the opportunities that flow from technology.

Through the Transport division (Black Horse, Tusker and Lex Autolease) we offer vehicle finance and leasing facilities for both personal and business customers. Black Horse is the leading independent provider of non-captive motor finance.

What you’ll be doing

• Accountable for legal advice provided to the Transport business which includes Black Horse, Lex Autolease and Tusker (and the many sales and distribution channels used by all 3 businesses), providing counsel on all legal matters impacting the Transport business and strategic management of high-risk legal issues. The legal work includes oversight of customer journeys under Consumer Credit Act and FCA regulated frameworks, ESG, as well as significant contract negotiations and redress programmes.
• Lead, develop, and coach the Transport Legal team.
• Work closely with other members of the Senior and Extended Leadership Teams across L&S, in line with the Legal matrix model, to provide specialist legal advice to the Transport business and to proactively contribute to the strategy and continued development of the whole L&S community.
• Proactively manage, develop, and maintain intra-group relationships to manage legal issues of common interest.
• Actively participate in external industry bodies and forums representing L&S and handle relationships with external legal panel firms.

Why Lloyds Banking Group

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What you’ll need

• Qualified and highly experienced lawyer with significant experience of working at senior management level. Proven leadership skills with the ability to work with people at all levels and to effectively challenge. A high level of judgment in both technical and tactical areas, operating strategically and supporting others to manage the detail.
• Relationship Management – You’ll be at ease in working with Executive level colleagues. You’ll get to the heart of strategic questions quickly, whilst maintaining high levels of engagement.
• People Management – manage, mentor, lead and develop colleagues with an inclusive approach. Role model continuous active learning and self-development. Exploring new ways of handling legal risk through technology and using data.
• Change management – You’ll be an action-orientated leader who is able to challenge existing thinking, bringing the team along with you, working in an agile way to transform products and services.
• Communication – Strong communication skills and storytelling ability to inspire a team. You’ll have the ability to present sophisticated data and insight in an accessible manner for different audiences, be able to create a culture of ongoing constructive dialogue and have compelling impact.
• Knowledge of current standard methodology, competitor behaviour and relevant legal and regulatory frameworks and requirements (including proposed future changes) in relation to vehicle finance and leasing industry. A good understanding of the Transport business and the strategic importance of Transport to the Group and to the wider economy including pertinent economic and political factors impacting the Group.
• Risk Management – Shown ability to lead risk effectively, take calculated risks and implement appropriate mitigation strategies.

Experience of these would be really useful

• Leading through feedback and coaching to create a positive environment and a high-performance culture.
• Achieving results in difficult situations and adapting to new business challenges with a flexible approach to business demands.
• Evidence of having contributed to significant technology led change and major change programmes.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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